Version: 1.0
MONFLEX TECHNOLOGY CORP.
Form CRS Client Relationship Summary
Oct 6, 2026
Item 1: Introduction
MONFLEX TECHNOLOGY CORP. ("Monflex," "we," or "us") is registered with the U.S. Securities and Exchange Commission ("SEC") as an investment adviser. Brokerage and investment advisory services and fees differ, and it is important for you to understand the differences. Free and simple tools are available to research firms and financial professionals at Investor.gov/CRS, which also provides educational materials about broker-dealers, investment advisers, and investing.
Item 2: Relationships and Services
What investment services and advice can you provide me?
We offer non-discretionary digital investment advisory services to retail investors through the Monflex mobile app and website.
- Services. After you complete our online questionnaire and sign our advisory agreement, we recommend trading bots, investments, and specific trade setups for your profile. Our bots use predefined, rules-based technical-analysis criteria to identify setups. Artificial intelligence may explain a setup's technical conditions, strength score, and related news, but it does not generate trade signals or decide the security, position size, or order instructions.
- Investment authority. You make the ultimate decision regarding the purchase or sale of investments. You choose among the bots and investments available for your profile, and you must approve each buy and sell order before we transmit it.
- Limited offerings. Live trading is limited to supported U.S.-listed stocks and ETFs in an eligible account at Alpaca Securities LLC ("Alpaca"). Cryptocurrency trade setups are offered only in Demo mode with simulated funds; we do not place live cryptocurrency orders or manage cryptocurrency holdings.
- Monitoring. As part of our standard service, our automated system reviews your account at least monthly and when specified events occur.
- Account minimums. We do not require a minimum account size.
For more detail, see Items 4, 7, 8, 13, and 16 of our Form ADV Part 2A Brochure at adviserinfo.sec.gov (search "Monflex Technology Corp.").
Conversation starters. Ask your financial professional:
Given my financial situation, should I choose an investment advisory service? Why or why not? How will you choose investments to recommend to me? What is your relevant experience, including your licenses, education and other qualifications? What do these qualifications mean?
Fees, Costs, Conflicts, and Standard of Conduct
What fees will I pay?
You pay a fixed subscription fee, charged in advance at the start of each billing period. The fee depends on your plan and where you subscribe. It is standardized, not negotiable, and not based on your assets.
- Website: $39.99 every 4 weeks or $79.99 every 12 weeks. A one-week introductory plan costs $6.93 and renews automatically at $39.99 every 4 weeks unless you cancel. Introductory discounts may apply to the first charge.
- Apple App Store or Google Play: $9.99 per week or $24.99 per month.
- AI Mentor (optional): a one-time $99.99 purchase for an educational add-on.
Subscriptions renew automatically until you cancel, so we have an incentive to encourage you to keep subscribing, choose a longer plan, and buy AI Mentor. We do not deduct our fee from your brokerage account, and the price does not increase if you enable live trading.
Other fees and costs. Alpaca or other service providers may charge brokerage, custody, account-maintenance, transfer, wire, electronic-funds-transfer, regulatory, and tax charges. ETFs charge their own management fees and fund expenses. These costs are in addition to our subscription fee.
You will pay fees and costs whether you make or lose money on your investments. Fees and costs will reduce any amount of money you make on your investments over time. Please make sure you understand what fees and costs you are paying.
For more detail, see Item 5 of our Form ADV Part 2A Brochure.
Conversation starter. Ask your financial professional:
Help me understand how these fees and costs might affect my investments. If I give you $10,000 to invest, how much will go to fees and costs, and how much will be invested for me?
What are your legal obligations to me when acting as my investment adviser? How else does your firm make money and what conflicts of interest do you have?
When we act as your investment adviser, we have to act in your best interest and not put our interest ahead of yours. At the same time, the way we make money creates some conflicts with your interests. You should understand and ask us about these conflicts because they can affect the investment advice we provide you. Here are some examples to help you understand what this means.
- Required broker-dealer and custodian. Our platform is integrated with Alpaca, so live trading is available only through an Alpaca account. You cannot use another broker-dealer or custodian with our live-trading service, which may limit your ability to obtain different pricing, execution, or services elsewhere. We do not receive payments from Alpaca.
- Affiliated technology provider. We license software, algorithms, and related technology from MONFLEX OPERATIONS LIMITED, which is under common ownership with Monflex. Because our owners benefit from this arrangement, we have an incentive to use our affiliate's technology instead of evaluating unaffiliated alternatives.
For more detail, see Items 10, 11, 12, and 14 of our Form ADV Part 2A Brochure.
Conversation starter. Ask your financial professional:
How might your conflicts of interest affect me, and how will you address them?
How do your financial professionals make money?
Our financial professionals receive a salary and may receive a discretionary bonus based partly on Monflex's revenue or subscriber growth. They do not receive commissions, 12b-1 fees, or other compensation tied to the securities we recommend or the trades you make. Because bonuses can reflect subscription revenue, our financial professionals have an incentive to encourage you to subscribe, renew, choose a longer plan, or buy AI Mentor.
Disciplinary History
Do you or your financial professionals have legal or disciplinary history?
No. Visit Investor.gov/CRS for a free and simple search tool to research us and our financial professionals.
Conversation starter. Ask your financial professional:
As a financial professional, do you have any disciplinary history? For what type of conduct?
Additional Information
For additional information about our advisory services, see our Form ADV Part 2A Brochure at adviserinfo.sec.gov (search "Monflex Technology Corp."). To request up-to-date information or a copy of this relationship summary, call +7 771 070 79 13 or email damir.muratbekov@monflex.io.
Conversation starters. Ask your financial professional:
Who is my primary contact person? Is he or she a representative of an investment adviser or a broker-dealer? Who can I talk to if I have concerns about how this person is treating me?