Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• contact details,
• investment experience, goals and risk tolerance from your investment profile
• account balances, positions, transaction history and profit/loss information from your connected brokerage account
• an access token and account identifier for your connected brokerage account
• messages you send to AI Mentor
• purchase and payment history.

How?

All financial companies need to share consumers’ and customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their consumers’ and customers’ personal information, the reasons Monflex chooses to share, and whether you can limit this sharing.

For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations

Yes

No

For our marketing purposes — to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don’t share

For our affiliates’ everyday business purposes — information about your transactions and experiences

Yes

No

For our affiliates’ everyday business purposes — information about your creditworthiness

No

We don’t share

For our affiliates to market to you

No

We don’t share

For nonaffiliates to market to you

No

We don’t share

Questions?

Email us at privacy@monflex.io or write to MONFLEX TECHNOLOGY CORP., 1201 Orange Street, Suite 600, Wilmington, New Castle County, Delaware 19801.

Who is providing this notice?

MONFLEX TECHNOLOGY CORP., 1201 Orange Street, Suite 600, Wilmington, New Castle County, Delaware 19801.

How does Monflex protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include encryption, access controls, computer safeguards, and secured files and systems.

How does Monflex collect my personal information?

We collect your personal information, for example, when you:

• register for or use the Service,
• answer the questions we use to set up and personalize your AI bot,
• connect your brokerage account,
• give us your contact information,
• apply for and use the financial products we offer.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

• sharing for affiliates’ everyday business purposes,
• affiliates from using your information to market to you, and
• sharing for nonaffiliates to market to you.

State laws and individual companies may give you additional rights to limit sharing.

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

• Our affiliates include Monflex Operations Ltd., a company incorporated in Cyprus that operates the Monflex app and website.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• Monflex does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• Monflex doesn’t jointly market.